The Civil Service Employee Assistance Service (CSEAS) is available and willing to help you deal with the practical and emotional impact of your financial situation. It is important to deal with the situation as early as possible especially if you are missing loan repayments or are using your credit card for day to day expenses.

CSEAS Resources

Managing Your Money
Personal Affairs Checklist

Civil Service Resources

The Civil Service Employee Assistance Service (CSEAS)

The Public Service Friendly Society

The Civil Service Credit Union

CANA Credit Union (for Staff of the Revenue Commissioners)

Brightside (for Staff of the Office of Public Works)

State Resources

Money Advice and Budgeting Service (Mabs)
Insolvency Service Ireland (ISI)

External Resources

Instead of relying on your credit card why not try these budget calculators that our friends in the National Consumer Agency have put together? Budget calculator

National Consumer Agency